You guys are killing me with the mooring issue! No disrespect, you people have been priceless with info. Esp Andrew Scott, Damon, deepseas and many others.
I was talking with Brjonair last night. Here's the deal. If one has a cat that costs 6k or more I would probably not moor. Maaaaaybe. The real crux of the issue is....Do I want to trailer, unload, mast step, hook up all the gear and then do it all again when I leave? HELL NO!
The cats we sail are 500-2k in value. We walk out our door ride bike, walk or drive 1/4 mile to the mooring area (oh, there is a lot of eye candy on the way) put up the sails and boom and off we go. 10-15 minutes upon arrival. We go out for a few hrs after work or a couple times a day, doesn't matter because it's so convenient.
As for wear and tear, the sun is probably the only real threat. I've had the H14 out there for 3 seasons and it looks no different than the day I bought it. Yes, over time the tramp we break down, but just wright it off as the cost of hassle free fun. The mast needs to have a bunjie hooked thru the cleat and pulled to one side and fastened off to front corner of tramp. The tiller needs to be wrapped with a bungie and secured. I'm sure one could cover it they wanted. Waves are small because it's in shallow water. The crud that gets on the hulls...well, last year I had to clean them twice on the beach. The crud stays soft when the cat stays in the water. A plastic putty knife and ten minutes will work just fine.
I've never had one tip over in the water while moored. Really, there has been no problem even in the worst of weather. Tie the mooring rope to the bridal and the cat will always face into the wind. If you don't do this you could have problems.
Trailerless and loving it, don't be afraid to give it a shot. I can't speak for the ocean, but I think you would need to be in a protected area to moor.