Insurance for beach cat

Questions: Do you have insurance on your boat(s)? Which carrier? What is the annual premium?

Thanks!



Have insurance with the same company that I have car insurance with. Alfa, $100/year. 2002 Nacra F18. Had a 91 Nacra 5.5 SL and it was the same price.

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Ron
Nacra F18
Reservoir Sailing Assn.
Brandon, Mississippi
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My homeowner's insurance (State Farm) automatically insures any sailboat under 25ft (without an engine) without an increase in premium. It is liability only, mind you.

Del
H18 Magnum
Homeowners for me too, I think it is covered for $2500.
i use allstate. about 350/year
cat is insured for 7k i think (full coverage) with 500 deductable.
Full coverage with Boat US is around 160 per year. You need to become a member but it gets you rewards at West Marine.
i found Boat US would not provide sufficiant insurance for my cat. they wouldnt insure it for more than 3 or 4k... and i have no use / need for a membership
I just checked with State Farm (in Illinois) who told me that my home owners policy will cover any sailboat under 20 feet without a motor for whatever the liability coverage is on my home owners policy (in my case $500k). It is just liability coverage though which is ok for those of us who sail cheapo beaters. icon_lol
I pay ~$130/yr for 1998 NACRA 6.0NA and ski tracter (1975 Hydrodyne Tournament Skier i/o), I have a rider on my auto through Progressive for replacement at value of ~$25K. Liability is under a separate policy.
You can get liability from progressive for at about $100/year

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Dustin Finlinson • Magna, UT
Member: Utah Sailing Association
1982 Prindle 18
1986 Hobie 17
1982 Prindle 16
1980 Prindle 16(mostly)
1976 Prindle 16(mostly)

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