[quote=MillCreek][quote=tnell]Short answer
Racing EXCLUDED with USAA[/quote]
USAA Policy HO3
1. Coverage E - Personal Liability and
Coverage F - Medical Payments to
Others do not apply to "bodily injury" or
"property damage":
f. Arising out of:
(1) The ownership, maintenance, use,
loading or unloading of; or
(2) The entrustment by any "insured"
to any person of; or
(3) Vicarious liability, whether or not
statutorily imposed, for the actions
of anyone using:
a "watercraft" or "personal
watercraft".
This exclusion does not apply to any
"watercraft" owned or borrowed by,
or rented to any "insured":
1) With inboard, outboard or
inboard-outdrive motor power of
up to 50 horsepower; or
(2) That is a sailing vessel, with or
without auxiliary power, which is up
to 35 feet in length
Tnell, I'm not sure where your agent is pulling the racing exclusion. This is the policy form I pulled the wording from.
Homeowners 3R(02)
Special Form
(07-08)
HO 2008 Program[/quote]
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