• mma600psi
  
  

  • Rank: Mate
  • Registered: Mar 08, 2008
  • Last visit: Feb 05, 2017
  • Posts: 247

  Posted: Dec 26, 2009 - 08:09 AM

  Questions: Do you have insurance on your boat(s)? Which carrier? What is the annual premium?
  
  Thanks!
  
  
  
  

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• nacra55
  
  

  • Rank: Mate
  • Registered: Nov 02, 2004
  • Last visit: Aug 07, 2023
  • Posts: 626

  Posted: Dec 26, 2009 - 06:15 PM

  Have insurance with the same company that I have car insurance with. Alfa, $100/year. 2002 Nacra F18. Had a 91 Nacra 5.5 SL and it was the same price.
  
  --
  Ron
  Nacra F18
  Reservoir Sailing Assn.
  Brandon, Mississippi
  --

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• delp
  
  

  • Rank: Lubber
  • Registered: Jan 20, 2007
  • Last visit: Dec 27, 2009
  • Posts: 7

  Posted: Dec 27, 2009 - 08:37 AM

  My homeowner's insurance (State Farm) automatically insures any sailboat under 25ft (without an engine) without an increase in premium. It is liability only, mind you.
  
  Del
  H18 Magnum

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• kgatesman
  
  

  • Rank: Mate
  • Registered: Feb 06, 2009
  • Last visit: Jun 25, 2017
  • Posts: 223

  Posted: Dec 27, 2009 - 08:55 AM

  Homeowners for me too, I think it is covered for $2500.

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• MN3
  
  

  • Rank: Master Chief
  • Registered: Jun 20, 2006
  • Last visit: May 22, 2024
  • Posts: 7089

  Posted: Dec 28, 2009 - 09:51 AM

  i use allstate. about 350/year
  cat is insured for 7k i think (full coverage) with 500 deductable.

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• lawrencer2003
  
  

  • Rank: Mate
  • Registered: Sep 05, 2004
  • Last visit: Oct 19, 2015
  • Posts: 327

  Posted: Dec 31, 2009 - 12:16 PM

  Full coverage with Boat US is around 160 per year. You need to become a member but it gets you rewards at West Marine.
  

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• MN3
  
  

  • Rank: Master Chief
  • Registered: Jun 20, 2006
  • Last visit: May 22, 2024
  • Posts: 7089

  Posted: Jan 02, 2010 - 10:29 AM

  i found Boat US would not provide sufficiant insurance for my cat. they wouldnt insure it for more than 3 or 4k... and i have no use / need for a membership

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• Texas-Tri
  
  

  • Rank: Lubber
  • Registered: Sep 25, 2009
  • Last visit: Jun 15, 2011
  • Posts: 18

  Posted: May 21, 2010 - 04:27 PM

  I just checked with State Farm (in Illinois) who told me that my home owners policy will cover any sailboat under 20 feet without a motor for whatever the liability coverage is on my home owners policy (in my case $500k). It is just liability coverage though which is ok for those of us who sail cheapo beaters.

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• kbugel
  
  

  • Rank: Lubber
  • Registered: Dec 05, 2009
  • Last visit: Jun 28, 2010
  • Posts: 14

  Posted: May 21, 2010 - 08:05 PM

  I pay ~$130/yr for 1998 NACRA 6.0NA and ski tracter (1975 Hydrodyne Tournament Skier i/o), I have a rider on my auto through Progressive for replacement at value of ~$25K. Liability is under a separate policy.

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• Quarath
  
  

  • Rank: Mate
  • Registered: Jul 06, 2008
  • Last visit: Jul 19, 2018
  • Posts: 986

  Posted: May 25, 2010 - 02:40 PM

  You can get liability from progressive for at about $100/year
  
  --
  Dustin Finlinson • Magna, UT
  Member: Utah Sailing Association
  1982 Prindle 18
  1986 Hobie 17
  1982 Prindle 16
  1980 Prindle 16(mostly)
  1976 Prindle 16(mostly)
  Check out "Prindle Sailors" on Facebook.
  --

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• jack108136

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